Give every not-yet-ready borrower a free, honest credit review with your name on it. My Credit Guy does the repair work, round by round. The file comes back to you, not to the next lender who calls them.
No account, no cost, nothing to install. Your name rides in the link itself, so every client who opens it is attributed to you automatically. They never have to remember or type who sent them.
What your client sees at the top of their review:
Your name and company travel inside the URL. There is no roster to join and nothing for us to set up.
The turndown you had to make this week. The pre-approval that came in 40 points short. Past clients you have not heard from. Put it in a text, an email template, or a QR code on your desk.
Your client uploads their credit report and sees every negative item found, the exact plan to fix it, what it costs, and how long it takes. $0 due today, ever. And if their credit is already fine, we tell them that and send them straight back to you.
My Credit Guy runs the disputes round by round and gets the client mortgage-ready. Because your name is on the review from the first click, the borrower comes back to you when it is time to lend.
Your name is carried by the link and remembered by the client's browser. Even if they come back a week later from a bookmark, the review is still yours.
A client whose credit is fine hears exactly that. No manufactured problems, no stalling. That honesty is why the ones who do need work trust the plan and come back ready.
When your client signs up for credit work, your referral travels with the paperwork. The attribution is on record, not in anyone's memory.
The review costs your client nothing and commits them to nothing. You are handing out a useful answer, not a sales pitch.
Make your link above, put it in front of the last borrower you had to say "not yet" to, and let the review do the talking.